Homeowners' insurance policies generally pay a percentage of the value of the dwelling. For example, if your home is worth $100,000, you may only have coverage for $20,000 in personal property. This limits your coverage for expensive items, so it's crucial to talk to your insurance agent to learn about additional coverage options. It's also helpful...

When shopping for homeowners insurance, you should compare several providers to find the best rates and the best coverage for your home. You should also evaluate each company's customer service and discounts. Several third-party rating agencies can help you evaluate an insurance provider's financial strength and ability to pay claims. You can...

Getting homeowners insurance is an excellent way to protect your home. When disaster strikes, you need coverage that covers the costs of replacing your home and your belongings. It should also provide enough money for living expenses. There are many types of policies, and you should carefully compare them before deciding on one. You can choose from...